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Personal Coverage, Inc. is an independent insurance agency located in Upstate New York with licenses in various states. We have been providing insurance products for businesses for over 35 years. Our Specialty Food & Beverage division is designed to assist small to medium size producers of specialty food and beverage products. Types of entities we can insure include bakeries, confectioners, snack food producers, brew pubs, breweries, boutique wineries, distillers, meat products, culinary schools, cheese & yogurt producers, specialty retail stores (food and kitchen equipment), coffee shops & roasters, tea providers and more. We track trends in the specialty food industry so we understand the businesses we insure. Our blog will keep you updated on insurance and non insurance topics pertinent to the industry. We attend festivals and trade shows to stay abreast of trends and exposures. We market our clients websites on our own site and with postings on Facebook. Promotion and marketing are the key to success in the specialty food industry and we want to help. Products we offer include property, general liability (to include products), workers compensation, umbrella liability, bonds, commercial automobile, equipment floaters, ocean cargo, motor truck cargo, equipment breakdown, product recall expense, employment practices liability, internet liability and business income coverage. We believe strongly that the specialty food and beverage industry will continue to grow and diversify. As we all try and strive to balance budgets, quality, ecological awareness and the support of local economies, food and beverage products that are not massed produced by the food giants of our age, will prosper. We want to be there to protect them Protecting You for the World's Enjoyment